Auto Lease Calculator | Lease Specials | Reverse Lease Calculator | Car Lease Information

TheAutoLeaseCalulator.com website was designed to help individuals looking to lease their next vehicle. If you are already leasing a car, or looking for lease specials in your area, TheAutoLeaseCalculator.com has what you need.

Lease Specials

Use our customized lease search to find the best lease specials in your area.

Leasing a car?

Find out if your dealership is on the up-and-up. Run your current lease numbers through our calculator and validate your monthly car payments.

Some of the key features are:

  • Reverse Lease Calculator



    The Reverse Lease Calculator is a useful tool when determining the numbers on a lease offer provided by dealerships. Dealerships typically don't provide the Money Factor or true Cap Reduction so the Reverse Lease Calculator uses the MSRP, Gross CAP Cost or Net CAP Cost, along with the Residual Value, Due At Signing or Down Payment variables to determine the remaining components of the lease.

  • Lease Specials and Car Lease Information



    With the Custom Google Search, TheAutoLeaseCalulator.com provides the latest on Lease Specials and car lease information to help you with research, comparisons, and in-depth analysis for all car leases.

  • Auto Lease Guide

  • Auto Lease Glossary

  • Leasing Resources, Links and Tools

  • Leasing Terms and Definitions

    • MSRP

    • Residual Value

    • Money Factor

    • Net CAP Cost

    • Selling Price

  • Ability to save Lease Results

  • The Auto Lease Calculator Control (TALC)

Unlike other lease calculator websites, TheAutoLeaseCalulator.com is FREE and requires no personal information to use.

The Auto Lease Calculator

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Find the latest Auto Lease Specials (Ex. "BMW", "Acura", or "Lease Specials"):

Take the fear out of leasing your next vehicle by getting into an auto lease with confidence!

The Auto Lease Calculator

There is no reason to pay more for an auto lease than what you really should. Don't let the dealerships take advantage of your lack of knowledge. Educate yourself before leasing that next vehicle and take full advantage of the savings you get when a lease is done properly. Ask them to show you the numbers (you have the right to know) and plug them in The Auto Lease Calculator to show what your monthly payments should be.

Using the form below, you can determine the following:
  • Exactly what you should be paying on any auto lease.
  • Determine how much your Down Payment affects your Monthly Payments.
  • Find out why a vehicle's Residual and the Money Factor play important roles in your Auto Lease.
This calculator has been used many times over the past few years to provide real-world auto leases for people all over the United States. It has been compared to several leasing applications used at actual dealerships, as well as Leasing Worksheets provided by various financial sources. Use it to your advantage and get the lease you deserve. It's FREE and easy to use, and more importantly, accurate!

WARNING: Websites that ask you to provide your Name and Email before giving you the results, may be selling your information!!!
We don't ask for it because we don't need it. Our calculator provides real-time, on-the-fly results. As you plug the numbers in, the Monthly Payment is automatically calculated. So try it out!
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Saved Results:
- Cookies MUST be enabled to save results
- Results are saved for 30 days
- Maximum results allowed to save: 10
NEW Controls
Add the Full-Featured Calculator Control (as seen here) to your website. To find out more about this control (as well as the Short Form TALC Control), visit our Controls page.
Indicates minimum fields that MUST be provided to calculate your Monthly Lease Payment (Short Form).
MSRP: Manufacturer suggested retail price (Sticker Price).
Destination Charge: Delivery fee. NOTE: May be included in MSRP.
Optional Equipment: Additional equipment cost if not included in MSRP.
Total MSRP: Total value of the vehicle.
Selling Price: Negotiated sell price1 (also known as Gross CAP Cost).
Acquisition Fee: Increases CAP Dealer's administrative fees for the lease2.
GAP Ins. Fee: Increases CAP Optional insurance covering gap between payoff and value.
Down Payment: Decreases CAP Additional money down that reduces the CAP Cost3.
Reductions: Decreases CAP Any rebates (factory, dealer, cash back, etc.) on the vehicle.
Trade-In: Value (positive or negative) of trade-in vehicle (if any).
CAP Adjustment: Amount increasing or decreasing the CAP Cost.
Net CAP Cost: Used to determine the Monthly Payments.
Lease Term (months): 36 months is usually the optimal term level.
State Tax: % State Tax.
Residual:
The value of the vehicle after the term of the lease.
Money Factor: The rate it will cost you to lease the vehicle.
Interest Rate: % Money Factor * 2400
Monthly Base: (Net CAP - Residual) / Lease Term
Finance Charges: (Net CAP + Residual) * Money Factor
Base + Finance: Monthly Base + Finance Charges
Taxes: (Monthly Base + Finance Charges) * State Tax
Monthly Payments: Monthly Base + Finance Charges + Taxes
Security Deposit: Typically the same as one Monthly Payment but not required.
Document Fees: Fees (administrative) to process lease documents.
License Fee: Official State and Local fee.
Title Fee: Official State and Local fee.
Registration Fee: Official State and Local fee.
Additional Fees: Any additional fees (include Acquisition Fee if paid up-front2).
Taxes: Taxes calculated against Down Payment.
Due at Signing: Amount you pay to drive the vehicle off the lot.
(Includes Down Payment, First Month, Security, Taxes, and Fees.)
1 Items in Yellow (Selling Price, Residual, and Money Factor) are considered to be the most important elements of any Auto Lease. By negotiating the Selling Price, and making certain that the Residual and Money Factor are correct, they can have a huge impact on lowering your Monthly Car Lease Payments.
2 In some cases the Acquisition Fee is paid up-front (at signing) and is not included in the Net CAP Cost. In these cases, put the Acquisition Fee in the "Additional Fees" section.
3 Overall Savings is based on how much money you will save over the course of the lease by putting money down (at signing) to reduce the CAP Cost. The savings comes from not paying taxes and finance charges on your down payment amount for the term of the lease.
Overall Savings example:
On a 36 month lease @ .0025 money factor with 8.25% state tax, a $1,000.00 Down Payment will save you an extra $32.78 in monthly payments, totaling $1,180.08 for 36 months. Your total savings on the lease will be $180.08 ($1,180.08 Total Monthly Savings - $1,000.00 Down Payment), which is a net savings of $5 per month ($180.08 / 36 months).
Message from Site Owner:

For those of you who found this site through a paid sponsor link, if you like what you see here and it helps you with your lease, please spread the word. Since we do not charge for this service, all paid advertisment is out-of-pocket.

- Thank You.
This calculator should only be used as a reference for auto leasing. Individual circumstances may affect the outcome of leases which this calculator cannot predict. Actual monthly payments are based on data provided by the dealership and are negotiated solely through them. Deviations from the calculator may cause inaccurate results.
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